A 403(b) retirement plan is a valuable savings option designed for employees of public schools, nonprofit organizations, and certain religious institutions. Understanding what is a 403(b) and how it works can help individuals in these sectors make informed decisions about their retirement savings. While similar to a 401(k), a 403(b) is specifically tailored for those in...Read More
The concept of income limits for Roth IRA contributions is not new, they have been in place since Roth IRAs were introduced in 1997. Each year, the IRS adjusts the income phase-out ranges slightly to account for inflation. If you’re a high-income earner thinking about adding to your Roth IRA in 2025, IRS income limits...Read More
Welcoming a baby into the world is one of life’s most exciting and transformative experiences. But beyond the joy and anticipation, many parents find themselves caught off guard by the unexpected monetary realities and responsibilities of financial planning for a baby. While most people are aware that having a baby is expensive, the real surprises...Read More
At R.W. Rogé & Company, Inc., we believe that financial planning is more than just managing money—it’s about empowering you to live the life you desire with clarity and confidence. Our process is built on a foundation of trust, collaboration, and expertise. We strive to make financial planning a warm, personal experience, helping you navigate...Read More
We are thrilled to announce that two of our valued team members, Theresa Carguillo, FPQP®, Client Services Associate, and Dustin Cidorowich, FPQP®, Associate Financial Planner, have achieved the prestigious Financial Paraplanner Qualified Professional™ (FPQP®) designation from the College for Financial Planning. The FPQP® designation is a significant milestone in the financial services industry. It equips...Read More
We’re excited to share that our Senior Wealth Advisor, Christine Parisi, was recently featured in a Long Island Business News article titled, “Financial Advisors Offer Tips on Examining Employee Benefit Changes.” The piece was written by Ed Moltzen, and highlights the steps employers can take to optimize benefits for their employees and enhance long-term stability....Read More
The financial world is constantly changing, and with it comes a whole new set of buzzwords to describe trends, technologies, and challenges in the industry. While some of these terms may sound complicated — or even a bit gimmicky — they often highlight important shifts in how money is managed, how the economy is viewed,...Read More
As you approach your retirement years, understanding how to minimize RMD taxes becomes crucial for preserving your financial well-being. Required Minimum Distributions (RMDs) can significantly impact your retirement strategy and tax planning. In this post, we’ll explain what RMDs are, who they affect, and explore 5 strategies to minimize RMD taxes to help reduce the...Read More
We are thrilled to announce that our Chief Investment Officer and CEO, Steven Rogé, has been invited as a distinguished guest speaker at the National Association of Personal Financial Advisors (NAPFA) Fall 2024 National Conference! The event will be held from October 30 – November 2, 2024, at the Omni Nashville Hotel in the vibrant...Read More
