Daren Donda and Sarah Morgan Last Thursday, the ISM’s manufacturing index fell a bit short of expectations; it reflected growth, but at a slower rate than in August. According to Steven Roge, a portfolio manager at R.W. Roge & Company, the manufacturing index tends to be the more volatile than its sibling, so it’s reasonable...Read More
David Serchuk Ronald Roge, chairman of R. W. Roge & Company, agrees that while asset prices do get over- and underpriced, trying to time their mean reversion is a fool’s game. Part of this is because even if people intellectually understand that cycles can take years, emotionally it’s very hard to stay invested when what...Read More
I was having lunch with a client a few weeks ago and he said, “Ron, you should write an article about how to protect yourself from Ponzi schemes.” Then last week, we had a meeting with our accountant and he suggested we do the same. He also wanted us to speak at a conference he...Read More
On May 20, 2009, President Obama signed the Helping Families Save Their Homes Act, which extended the temporary increase in the standard maximum deposit insurance amount to $250,000 per depositor through Dec. 31, 2013. On Jan. 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories. The $250,000 limit...Read More
I’m always looking for information that I can pass along to our readers that will help, inspire or provide some good advice. I found some great Web sites and other general information while reading my Senior Spirit Newsletter, published by the Society of Certified Senior Advisors®. For today’s active seniors, boarding a cruise ship is...Read More
Did you ever notice how some people spend all their time being miserable because they don’t like what they’re doing or because they’re unhappy about something in their lives? Have you noticed these same people taking out their frustrations on others? I’ve been studying this phenomenon over the past decade. I’ve been especially curious as...Read More
In our ongoing efforts to address the issues related to “living to that ripe old age,” we will focus this time around on useful measures that can help seniors to continue living at home. For just about everyone, home is where the heart is and, naturally enough, it’s also where many of our family members...Read More
For all of us, there comes a time when we have to have “the conversation” with our parents. The moment usually follows an accident or change in health status that will affect lifestyle. Topics can include driving, personal appearance, “senior moments,” managing finances, home safety … just to name a few. None of this is...Read More
In one of my previous articles, I referenced the 40-70 Rule. Well now for those seniors who still want to be in the driver’s seat and want to initiate the conversation with the kids, there’s a reverse playbook, the 70-40 Rule. As the title implies, this is a guide to conversation starters for seniors and...Read More
